Recommended resources

Tools I Actually Use

No fluff. Every account, book, and tool on this page is something I've personally used or vetted. Some links are affiliate links — I only recommend things I'd tell a friend.

Financial accounts

Where to Put Your Money

High-Yield Savings

SoFi

$50 bonus

Consistently one of the highest percentages on savings account that's easy to set up and hard to overthink. Fund it with $500 and you'll get an extra $50 added to your account — a solid way to kick off your emergency fund. One tip: SoFi will send notifications pushing other products. Turn those off in settings, then forget the account exists until you actually need it. That's the whole strategy. And yes, we use them.

Why I recommend it: Simple, high interest rates with access when you need it. Your emergency fund should be boring.
Open a SoFi account — get $50 bonus
Brokerage & Roth IRA

Webull

3.5% IRA match

Webull matches 3.5% on Roth IRA contributions with Webull Premium — and after just two months of $500 contributions, the match more than covers the cost of Premium. That's free money on top of your tax-free growth. Also: make your first deposit of $100 or more to unlock up to 5.0% APY and get 10 fractional shares. Terms apply. And yes, we use Webull.

Why I recommend it: The 3.5% IRA match is one of the best deals in retail investing right now. Do the math — it pays for itself fast.
Open a Webull account

Reading list

Books That Changed How I Think About Money

Morgan Housel

The Psychology of Money

Start here

The best book on why smart people make bad financial decisions — and how to stop. Short chapters, big ideas.

Why I recommend it: Read this before any other personal finance book.
View on Amazon
Thomas J. Stanley & William D. Danko

The Millionaire Next Door

Decades of research into how real millionaires actually live — and it's not what you see on TV. Most drive used cars, live in modest homes, and got there by spending less than they earned.

Why I recommend it: It might surprise you just how many people become millionaires by saving money. And driving a Ford.
View on Amazon
John C. Bogle

The Little Book of Common Sense Investing

The founder of Vanguard makes the definitive case for index funds in plain English. Buy the whole market, keep costs low, stay out of your own way. If you want to put this into practice, Webull's 3.5% Roth IRA match is one of the best ways to start — the math works in your favor fast.

Why I recommend it: Short, timeless, and the closest thing to a cheat code for long-term investing.
View on Amazon
Vicki Robin

Your Money or Your Life

Reframes money as life energy — how many hours of your life does each purchase cost? Changes your relationship with spending.

Why I recommend it: Essential reading if you feel like money controls you instead of the other way around.
View on Amazon
Burton Malkiel

A Random Walk Down Wall Street

The academic case for passive investing. Dense but worth it — proves why most active managers lose to index funds.

Why I recommend it: Great for skeptics who want the data, not just the advice.
View on Amazon

Some links on this page are affiliate links. If you open an account or make a purchase through them, I may earn a small commission at no extra cost to you. I only recommend products and services I genuinely believe in and use.

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Not financial advice. Do your own research.